The Deferral Trap

My wife follows Twitter and sent me the below attached piece from Bloomberg about 401(k)s. I did not believe the title at first, but the article does make some valid points about the changes in tax laws and the availability of low cost funds to the general public since 401(k)s were created in the late […]

Update to Our Longevity Insurance Plan

In the early spring of 2019, I wrote two blog posts on addressing the biggest risk every person faces in retirement, longevity risk, and how to fit an income annuity into your retirement income plan to help address this risk. You can read these two posts here and here. However, due to several major life […]

Retirement Planning….Market Volatility What to Do?

Late last year the equity markets experienced much volatility causing a lot of angst among investors, especially retirement investors. It is during uneasy times like this that many people start to have feelings of panic and forget the basics of investing. So, I thought I would use this post to remind investors about a couple […]

Cruising the Exumas

My wife and I participated in many activities in Hope Town during the Christmas holidays. These activities are what make Hope Town a real community and such a great place to be. We attended the Hope Town School Christmas play and helped build the settlement Christmas village for all the children on Elbow Cay to enjoy. […]

Summer in Canada

After spending the month of June visiting family and friends and seeing all our doctors, we took off to Canada. This past winter season in the Bahamas we met and befriended several cruisers from Canada. They all invited us to visit them this summer. Having never been to eastern Canada, we decided to take a trip […]

Temporarily Stuck on Land on Elbow Cay

After a couple short cruises on the Sea of Abaco, Satisfaction developed a slow leak coming from the back of the boat that was difficult to find due to the boat liner. We had to have Satisfaction hauled out at the Marsh harbor Boatyard to try to locate the leak. After checking all thru-hulls and […]

Some Adjustments to my Portfolio

  I am in the process of making some adjustments to my portfolio, so I thought I would post a quick note about it.

The Windy Abacos

I wanted to post a quick update. It has been one of the windiest winters here in the Abacos in many years. The temperature has also been lower than average. Winds have been 20 to 30 knots on many days. Daytime highs have often been about 70 degrees and night time lows have been as […]

End of Summer 2014

It is very exhausting traveling around the country making short stops to visit friends and family. We are constantly packing and unpacking.  I don’t recommend this type of traveling. However, since we are between boats and we wanted to see a lot of family and friends, it is something we have to do this summer.

Quick 2014 Summer Update

I just wanted to post a quick update on our situation. We dropped off “Odyssey,” our Beneteau 361, at the Fernandina Beach City Marina the third week of June. Our Annapolis Yacht broker, Tim Wilbricht of Annapolis Yacht Sales, and crew picked up Odyssey and sailed offshore around Cape Hatteras and then up the Chesapeake […]