Should you Delay Collecting your Social Security Benefits?

For potential retirees who want to have the certainty of more guaranteed income in retirement, I have always recommended that one should consider delaying the start of their Social Security Benefits (SSBs) until age 70, if possible, to receive the maximum monthly payout. Before getting into why I think most retirees should delay starting their […]

The Coming Changes in Government Retirement Benefits

In recent months, as the country debated the federal government recent debt ceiling issue, I have had discussions with many people about the federal government retirement programs and the problems they present to the country. The big question is, if and when these programs will change in the future. These programs affect how we plan […]