What Do We Do in the Abacos?

I got a question from a reader about what we do to pass the time while living six months every year in the Abacos.  Our life may seem a bit boring to some, but we like it. Rather than write about what we do to pass the time, I thought I would post some pictures […]

What Does It Take to Retire Early?

This post will be more applicable to people less than 40 years old, but the discussion may be useful for anyone looking to retire anytime. I got a question about how we were able to retire in our mid-50s, ten years earlier than the average retirement age without any employer paid pension or health care […]

Updated Asset Allocation

Recently I got a question from a reader who was nearing retirement about fixed income ladders. Our back and forth correspondence inevitably got into asset allocation. Since I had recently fine-tuned our own asset allocation, I thought I might present here how our financial assets are currently positioned.

The Seven Deadly Sins of Investing

The Wall Street Journal had a recent article called “The Seven Deadly Sins of Investing.” I have written about all of them on my blog posts at some point or another. But the Wall Street Journal article sums it up nicely, so I thought I would recount them here.

Market Volatility Making You nervous?

This post is just a reminder that the latest market volatility should not be making you nervous. If you have followed my “Retirement Planning” posts back in 2011, this latest stretch of market volatility should not be bothering you at all.

Retirement Planning For Life

In today’s economic environment retirement planning is more important than ever. We are experiencing reduced equity returns, employer provided pensions are becoming extinct, our nation’s monetary policy erodes the value of our currency daily, and our government retirement programs are financially unsustainable, That does not mean that retirement is no longer possible, but it does […]

Basic Rules of Retirement

In this holiday shortened week I thought I would write a short post on the basic rules of retirement. If you follow these simple rules, it will be difficult for you not to succeed in achieving your retirement goals.

Post #24 – Summary of Retirement Planning Simplified

Thus far this blog has concentrated on general retirement planning ideas and concepts. To date the blog posts have been numbered because they are presented in a logical order for someone who does not have much experience in the area of retirement planning. In this post I will highlight the main retirement planning ideas and […]

Post #19 – The 2 Biggest Retirement Planning Mistakes Made by People over 50

There are many investment/retirement mistakes people over 50 make in planning for their retirement. In my experience there are 2 retirement planning mistakes and 2 investment planning mistakes that are the most common. In this post I will discuss the retirement planning mistakes.

Post #18 – The 3 biggest Retirement Planning Mistakes Made by Young People

I thought I would take a break from tedious investing concepts and write a lighter post.  So instead, I give you my opinion on what, I think, are the three biggest mistakes that people in their 20s, 30s, and 40s make when it comes to retirement planning. There are undoubtedly many financial/retirement planning mistakes people […]