Archive for January, 2012

Withdrawing Funds in Retirement

Because I do not have an employer provided pension or health care benefits, and I will not be eligible for the Social Security or Medicare Programs for many years, 100% of my retirement income comes from assets invested in the real estate and financial markets. Consequently I cannot afford any big mistakes in my investments. […]

Tracking Living Expenses

In starting out a new year, another important activity for people nearing retirement to get in a habit of doing is tracking living expenses. Most people are aware that they should do this, but may need some tips on how to put this practice into action. In this post I will explain how I do […]

The Most Important Investment Concepts I Have Learned

As a follow up to my previous post on How a Bad Investment Experience Changed My Life, I will discuss in this post what I think are the most important investment concepts I have learned from my investing experience and research. I have talked about these concepts in previous posts but, to start off the […]

How a Bad Investment Experience Changed My Life

Recently I had lunch with an old friend. My friend is about ten years younger than I am and is still working. He asked me a question that I had to think about. My friend wanted to know what are the most important investment lessons that I learned over my investing life. In this post […]

Are You Saving Enough for Retirement?

In recent years I have reviewed dozens of interactive online tools designed to help the user determine the appropriate savings rate to retire. After all my reviews, I think I have found the best “no cost” online tool for analyzing your retirement savings status.