Should I Purchase an Annuity Today?

In the summer of 2020, I wrote a blog post about why we decided to purchase two annuities. Recently, a friend asked me if we were glad we made the purchases and if I thought purchasing an annuity today was still a good idea. The answer, as with everything in financial planning is, “it depends.”

Retirement Planning: Managing the Biggest Risk

If you are near or in retirement, there are several risks that can derail your retirement plans. These risks all need to be addressed in some way and some are easier to manage than others.