Posts relevant to people Age 30 to 50
Retirement Income and Portfolio Expenses
For years you have been accumulating funds for your retirement. When your retirement date finally arrives, it is time to withdraw assets to pay for the retirement phase of your life. Developing a Safe Withdrawal Rate (SWR) is the single most important decision you will make regarding your retirement assets. Before getting into SWRs I […]
Basic Rules of Retirement
In this holiday shortened week I thought I would write a short post on the basic rules of retirement. If you follow these simple rules, it will be difficult for you not to succeed in achieving your retirement goals.
Addressing Inflation in Retirement
My last post discussed my biggest retirement fear; the fear that the US will experience persistent high inflation at a rate much greater than the return on my retirement assets. In this post I will discuss several ways that retirees can try to mitigate this risk.
My Biggest Retirement Fear
My biggest retirement fear is related to my last post about the coming changes to government retirement benefits. If you have not read my previous post, you can click on this link and read it now. However my biggest retirement fear is not caused by the expectation that these old age retirement benefits will be […]
The Coming Changes in Government Retirement Benefits
In recent months, as the country debated the federal government recent debt ceiling issue, I have had discussions with many people about the federal government retirement programs and the problems they present to the country. The big question is, if and when these programs will change in the future. These programs affect how we plan […]
How a Young Investor Should Invest Retirement Funds Today
I recently had lunch with a former co-worker who asked me straight up how I thought she should be investing for retirement in the current investment environment. She is only in her early 30s but has been saving diligently for retirement and seems genuinely concerned about the current economic climate. So, I thought I would […]
Integrating Real Estate into your Retirement Plans
I have written a few blog posts on why I think real estate investments can be a good supplement to a retirement plan. But how can real estate investments be integrated into a retirement plan? To wrap up my discussion on real estate investing, I will provide a suggestion on how this might be done.
Post #24 – Summary of Retirement Planning Simplified
Thus far this blog has concentrated on general retirement planning ideas and concepts. To date the blog posts have been numbered because they are presented in a logical order for someone who does not have much experience in the area of retirement planning. In this post I will highlight the main retirement planning ideas and […]
Post #23 – Portfolios For the Lazy Investor
In my last post, Post #22, I discussed how to construct a simple portfolio that is easy for anyone to implement and maintain. This post will be a short follow-on to my previous post to provide a resource for people who are so lazy they do not want to take the time to construct their […]
Post #22 – Constructing a Simple Portfolio
In my last post, Post #21, I provided some thoughts for choosing your investment vehicle for holding your retirement assets. The main point of that post was, when choosing investment funds, it is best for the average retail investor to pick funds with the lowest fees (i.e., lowest management expense ratio). After choosing your family […]
