Post #4 – Retirement Savings and the Cost of Waiting

Although asset returns are certainly important to reaching your financial goals, your level of savings will be the single largest determinant of how much and how fast you accumulate wealth. And in the early years your savings rate has the biggest impact because your savings have more time to compound to reach your retirement asset goal. Most […]

Post #3 – The 2nd and 3rd Most Important Rules of Personal Finance

In my last blog post, “LBYM” The First Rule of Personal Finance, I emphasized the importance of people adopting good financial behavior of “Living Below Your Means” to form the foundation of wealth accumulation. If you do not LBYMs and free up cash for retirement savings or, for that matter, any other financial goal, all […]