Traditional IRA or Roth IRA Contribution! Which is Better?
While working and saving funds for their retirement years, people have two choices for making contributions to an Individual Retirement Account (IRA). As most everyone knows, contributions can be made to Traditional IRAs (TIRAs) with pre-tax dollars. In other words, when you file your taxes, contributions to TIRAs are deducted from your annual income. Conversely, […]
The Deferral Trap
My wife follows Twitter and sent me the below attached piece from Bloomberg about 401(k)s. I did not believe the title at first, but the article does make some valid points about the changes in tax laws and the availability of low cost funds to the general public since 401(k)s were created in the late […]
