Increasing the Safe Withdrawal Rate, Part I

In my last post I discussed how the 4% recommended Safe Withdrawal Rate (SWR) can be increased, if you are willing to accept a higher probability that your financial portfolio will not last 30 years. In this post I will provide some thoughts on one of the ways that you can increase the SWR without […]

The Third Bucket; Is 15 Years Long Enough?

I got an e-mail question in response to my last post on The Bucket Strategy. The question was in regard to the length of time a retiree should wait before dipping into the third bucket. I thought the e-mailer had a good question, given the poor equity markets returns since 2000, is 15 years an […]